Get a loan, mortgage, credit card, contract mobile phone or even monthly car insurance and lenders ‘score’ you to predict your likely behaviour. Scoring systems are never published and differ lender to lender, and product to product. So just because one company rejects you, it doesn't automatically mean another will.

The Halifax mortgage lender says it will pass on any more cuts in bank rate to half a million existing borrowers who have one of its tracker deals. The bank has a clause in its mortgage agreements which says it can chose to stop cutting its interest rates once the bank rate falls below 3%.
But the Halifax now says it will not in fact do this.

The Bank of England, as widely expected, has announced it is cutting its bank rate from 3% to 2%.

Introduction

If you own property without adequate insurance for buildings, contents, yourself and your family, then you are gambling with your future.

Everyone realises that a home, an investment property or business property must be kept secure from break-ins and damage from fire or other causes. Unfortunately even though we understand the value of such deterrents, we often fail to realise the value of insurance in its various forms until it is too late.